Teensurance - Teen Auto Insurance Rate Explorer

Suppose your teen's auto insurance premium is $500 for 6 months. Try adding a ticket, improving your teen's grades, or switching cars to see the impact on the average price of insurance. Sample rates do not reflect your actual insurance rates, only how various changes could impact your rates.

Accidents:	0 1 2
Speeding tickets:	0 1 2
DUI:	0 1
Good student discount: (GPA 3.0 or better)	Yes No
Sample vehicle type:
Deductible: (What you pay after an accident)	High Med Low
Limits: (The most insurance pays after an accident)	Low Med High

Rate Explorer is designed to show changes in sample rates based on changes in key factors. To receive a personalized insurance quote, please Find a Safeco agent, or call us at 1-800-4-Safeco (1-800-472-3326) today!

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Accidents: Collisions where the insured driver is at fault will result in increased rates

Speeding Tickets: Tickets for exceeding the speed limit can result in higher insurance rates.

DUI: Driving Under the Influence of alcohol or other drugs that impair mental or motor skills.

Good Student Discount: Ranked in the top 20% of your class or carry a ‘B’ average or better.

Sample vehicle type: Our intent is to show rate changes based on vehicle types. Yet, because the actual vehicle will have a huge impact on rates, we have listed the vehicles we are using in this example.

Deductible: The amount a customer has agreed to pay before the insurance provider covers the rest. For example, the first $200 is paid by the customer and the rest is paid by the insurance company.

(Lower Coverage Deductibles means higher premiums)
Low – Comprehensive of 100 and Collision of 250
Med – Comprehensive of 250 and Collision of 500
High – Comprehensive of 500 and Collision of 1000

(Order of buttons is from High to Low because a High Deductible = lower rates, and a Low Deductible = higher rates.)

Limits: The maximum amount that the insurance company will pay on a covered loss. An example might be $100,000 maximum on bodily injury.

(Higher Coverage Limits means higher premiums)
Low – 25,000 per person and 50,000 per accident
Med – 50,000 per person and 100,000 per accident
High – 100,000 per person and 300,000 per accident

(Order of buttons is from High to Low because a High Coverage = Higher Premiums, and a Low Coverage = Lower Premiums.)